In order to avoid the disadvantage of BP algorithm, which is to trap into thelocal minimum, this paper provides Hybrid Algorithm consisted of BP with new combination activation function and statistics; then this new algorithm is applied to weather forecast and loan and the results are compared with Hybrid Algorithm based on backpropagation(standard and momentum-term) and statistics. Simulation results show that the accuracy and learning rate of prediction are both satisfactory. This program is written inTURBO-PASCAL 6. 0 and run on IBM PC/386 and 486.